LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,192
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,530
−HK$2,377/mo
Today · 4.125%
HK$79,907
baseline
▲ 0.50% · 4.625%
HK$84,769
+HK$4,862/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,814/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,650
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,893
−HK$2,276/mo
Today · 4.125%
HK$88,169
baseline
▲ 0.50% · 4.625%
HK$92,817
+HK$4,648/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,338/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,230
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,036
−HK$2,852/mo
Today · 4.125%
HK$95,888
baseline
▲ 0.50% · 4.625%
HK$101,723
+HK$5,835/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$191,776/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,380
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,072
−HK$2,731/mo
Today · 4.125%
HK$105,803
baseline
▲ 0.50% · 4.625%
HK$111,380
+HK$5,577/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$211,606/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,268
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$108,543
−HK$3,326/mo
Today · 4.125%
HK$111,869
baseline
▲ 0.50% · 4.625%
HK$118,676
+HK$6,807/mo
Deposit HK$9.89M · loan HK$23.08M · min. income ≈ HK$223,738/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,401,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,110
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$120,251
−HK$3,186/mo
Today · 4.125%
HK$123,437
baseline
▲ 0.50% · 4.625%
HK$129,943
+HK$6,506/mo
Deposit HK$9.89M · loan HK$23.08M · min. income ≈ HK$246,874/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,401,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,345
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$139,555
−HK$4,277/mo
Today · 4.125%
HK$143,832
baseline
▲ 0.50% · 4.625%
HK$152,584
+HK$8,752/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$287,664/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,570
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$154,608
−HK$4,096/mo
Today · 4.125%
HK$158,704
baseline
▲ 0.50% · 4.625%
HK$167,070
+HK$8,366/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$317,408/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,439 · Scale 2, in force from 26 Feb 2026)