LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,205
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,544
−HK$2,377/mo
Today · 4.125%
HK$79,921
baseline
▲ 0.50% · 4.625%
HK$84,784
+HK$4,863/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,842/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,665
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,908
−HK$2,277/mo
Today · 4.125%
HK$88,185
baseline
▲ 0.50% · 4.625%
HK$92,833
+HK$4,648/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,370/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,246
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,053
−HK$2,852/mo
Today · 4.125%
HK$95,905
baseline
▲ 0.50% · 4.625%
HK$101,740
+HK$5,835/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$191,810/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,397
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,090
−HK$2,732/mo
Today · 4.125%
HK$105,822
baseline
▲ 0.50% · 4.625%
HK$111,400
+HK$5,578/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$211,644/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,287
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$108,562
−HK$3,327/mo
Today · 4.125%
HK$111,889
baseline
▲ 0.50% · 4.625%
HK$118,697
+HK$6,808/mo
Deposit HK$9.89M · loan HK$23.09M · min. income ≈ HK$223,778/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,130
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$120,272
−HK$3,187/mo
Today · 4.125%
HK$123,459
baseline
▲ 0.50% · 4.625%
HK$129,966
+HK$6,507/mo
Deposit HK$9.89M · loan HK$23.09M · min. income ≈ HK$246,918/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,369
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$139,579
−HK$4,278/mo
Today · 4.125%
HK$143,857
baseline
▲ 0.50% · 4.625%
HK$152,611
+HK$8,754/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$287,714/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,596
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$154,635
−HK$4,097/mo
Today · 4.125%
HK$158,732
baseline
▲ 0.50% · 4.625%
HK$167,099
+HK$8,367/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$317,464/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,686 · Scale 2, in force from 26 Feb 2026)