LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,205
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,545
−HK$2,376/mo
Today · 4.125%
HK$79,921
baseline
▲ 0.50% · 4.625%
HK$84,784
+HK$4,863/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,842/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,665
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,909
−HK$2,276/mo
Today · 4.125%
HK$88,185
baseline
▲ 0.50% · 4.625%
HK$92,834
+HK$4,649/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,370/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,246
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,053
−HK$2,852/mo
Today · 4.125%
HK$95,905
baseline
▲ 0.50% · 4.625%
HK$101,741
+HK$5,836/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$191,810/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,398
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,091
−HK$2,731/mo
Today · 4.125%
HK$105,822
baseline
▲ 0.50% · 4.625%
HK$111,400
+HK$5,578/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$211,644/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,287
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$108,562
−HK$3,328/mo
Today · 4.125%
HK$111,890
baseline
▲ 0.50% · 4.625%
HK$118,698
+HK$6,808/mo
Deposit HK$9.89M · loan HK$23.09M · min. income ≈ HK$223,780/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,131
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$120,272
−HK$3,187/mo
Today · 4.125%
HK$123,459
baseline
▲ 0.50% · 4.625%
HK$129,967
+HK$6,508/mo
Deposit HK$9.89M · loan HK$23.09M · min. income ≈ HK$246,918/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,369
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$139,580
−HK$4,278/mo
Today · 4.125%
HK$143,858
baseline
▲ 0.50% · 4.625%
HK$152,612
+HK$8,754/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$287,716/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,597
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$154,636
−HK$4,097/mo
Today · 4.125%
HK$158,733
baseline
▲ 0.50% · 4.625%
HK$167,100
+HK$8,367/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$317,466/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,694 · Scale 2, in force from 26 Feb 2026)