LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,208
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,548
−HK$2,376/mo
Today · 4.125%
HK$79,924
baseline
▲ 0.50% · 4.625%
HK$84,788
+HK$4,864/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,848/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,668
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,912
−HK$2,277/mo
Today · 4.125%
HK$88,189
baseline
▲ 0.50% · 4.625%
HK$92,837
+HK$4,648/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,378/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,250
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,057
−HK$2,852/mo
Today · 4.125%
HK$95,909
baseline
▲ 0.50% · 4.625%
HK$101,745
+HK$5,836/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$191,818/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,402
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,095
−HK$2,731/mo
Today · 4.125%
HK$105,826
baseline
▲ 0.50% · 4.625%
HK$111,405
+HK$5,579/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$211,652/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,291
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$108,567
−HK$3,327/mo
Today · 4.125%
HK$111,894
baseline
▲ 0.50% · 4.625%
HK$118,703
+HK$6,809/mo
Deposit HK$9.89M · loan HK$23.09M · min. income ≈ HK$223,788/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,136
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$120,277
−HK$3,187/mo
Today · 4.125%
HK$123,464
baseline
▲ 0.50% · 4.625%
HK$129,972
+HK$6,508/mo
Deposit HK$9.89M · loan HK$23.09M · min. income ≈ HK$246,928/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,375
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$139,586
−HK$4,278/mo
Today · 4.125%
HK$143,864
baseline
▲ 0.50% · 4.625%
HK$152,618
+HK$8,754/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$287,728/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,603
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$154,642
−HK$4,098/mo
Today · 4.125%
HK$158,740
baseline
▲ 0.50% · 4.625%
HK$167,107
+HK$8,367/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$317,480/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,750 · Scale 2, in force from 26 Feb 2026)