LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,210
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,550
−HK$2,377/mo
Today · 4.125%
HK$79,927
baseline
▲ 0.50% · 4.625%
HK$84,790
+HK$4,863/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,854/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,671
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,915
−HK$2,276/mo
Today · 4.125%
HK$88,191
baseline
▲ 0.50% · 4.625%
HK$92,840
+HK$4,649/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,382/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,252
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,060
−HK$2,852/mo
Today · 4.125%
HK$95,912
baseline
▲ 0.50% · 4.625%
HK$101,748
+HK$5,836/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$191,824/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,401,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,405
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,098
−HK$2,732/mo
Today · 4.125%
HK$105,830
baseline
▲ 0.50% · 4.625%
HK$111,408
+HK$5,578/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$211,660/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,401,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,295
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$108,570
−HK$3,327/mo
Today · 4.125%
HK$111,897
baseline
▲ 0.50% · 4.625%
HK$118,706
+HK$6,809/mo
Deposit HK$9.89M · loan HK$23.09M · min. income ≈ HK$223,794/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,139
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$120,281
−HK$3,187/mo
Today · 4.125%
HK$123,468
baseline
▲ 0.50% · 4.625%
HK$129,976
+HK$6,508/mo
Deposit HK$9.89M · loan HK$23.09M · min. income ≈ HK$246,936/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,379
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$139,590
−HK$4,278/mo
Today · 4.125%
HK$143,868
baseline
▲ 0.50% · 4.625%
HK$152,622
+HK$8,754/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$287,736/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,607
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$154,647
−HK$4,097/mo
Today · 4.125%
HK$158,744
baseline
▲ 0.50% · 4.625%
HK$167,112
+HK$8,368/mo
Deposit HK$3.30M · loan HK$29.68M · min. income ≈ HK$317,488/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,791 · Scale 2, in force from 26 Feb 2026)