LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,211
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,550
−HK$2,377/mo
Today · 4.125%
HK$79,927
baseline
▲ 0.50% · 4.625%
HK$84,791
+HK$4,864/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,854/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,671
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,915
−HK$2,277/mo
Today · 4.125%
HK$88,192
baseline
▲ 0.50% · 4.625%
HK$92,841
+HK$4,649/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,384/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,253
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,061
−HK$2,852/mo
Today · 4.125%
HK$95,913
baseline
▲ 0.50% · 4.625%
HK$101,749
+HK$5,836/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$191,826/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,401,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,406
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,099
−HK$2,731/mo
Today · 4.125%
HK$105,830
baseline
▲ 0.50% · 4.625%
HK$111,409
+HK$5,579/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$211,660/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,401,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,295
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$108,571
−HK$3,327/mo
Today · 4.125%
HK$111,898
baseline
▲ 0.50% · 4.625%
HK$118,707
+HK$6,809/mo
Deposit HK$9.90M · loan HK$23.09M · min. income ≈ HK$223,796/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,140
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$120,282
−HK$3,187/mo
Today · 4.125%
HK$123,469
baseline
▲ 0.50% · 4.625%
HK$129,977
+HK$6,508/mo
Deposit HK$9.90M · loan HK$23.09M · min. income ≈ HK$246,938/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,380
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$139,591
−HK$4,278/mo
Today · 4.125%
HK$143,869
baseline
▲ 0.50% · 4.625%
HK$152,623
+HK$8,754/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$287,738/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,609
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$154,648
−HK$4,098/mo
Today · 4.125%
HK$158,746
baseline
▲ 0.50% · 4.625%
HK$167,113
+HK$8,367/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$317,492/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,802 · Scale 2, in force from 26 Feb 2026)