LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,212
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,552
−HK$2,376/mo
Today · 4.125%
HK$79,928
baseline
▲ 0.50% · 4.625%
HK$84,792
+HK$4,864/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,856/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,673
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,917
−HK$2,276/mo
Today · 4.125%
HK$88,193
baseline
▲ 0.50% · 4.625%
HK$92,842
+HK$4,649/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,386/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,401,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,254
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,062
−HK$2,852/mo
Today · 4.125%
HK$95,914
baseline
▲ 0.50% · 4.625%
HK$101,750
+HK$5,836/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$191,828/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,401,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,407
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,100
−HK$2,732/mo
Today · 4.125%
HK$105,832
baseline
▲ 0.50% · 4.625%
HK$111,410
+HK$5,578/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$211,664/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,401,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,297
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$108,572
−HK$3,328/mo
Today · 4.125%
HK$111,900
baseline
▲ 0.50% · 4.625%
HK$118,709
+HK$6,809/mo
Deposit HK$9.90M · loan HK$23.09M · min. income ≈ HK$223,800/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,142
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$120,283
−HK$3,187/mo
Today · 4.125%
HK$123,470
baseline
▲ 0.50% · 4.625%
HK$129,979
+HK$6,509/mo
Deposit HK$9.90M · loan HK$23.09M · min. income ≈ HK$246,940/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,382
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$139,593
−HK$4,278/mo
Today · 4.125%
HK$143,871
baseline
▲ 0.50% · 4.625%
HK$152,625
+HK$8,754/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$287,742/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,611
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$154,650
−HK$4,098/mo
Today · 4.125%
HK$158,748
baseline
▲ 0.50% · 4.625%
HK$167,116
+HK$8,368/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$317,496/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,821 · Scale 2, in force from 26 Feb 2026)