LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,219
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,559
−HK$2,377/mo
Today · 4.125%
HK$79,936
baseline
▲ 0.50% · 4.625%
HK$84,800
+HK$4,864/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,872/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,401,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,681
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,925
−HK$2,277/mo
Today · 4.125%
HK$88,202
baseline
▲ 0.50% · 4.625%
HK$92,851
+HK$4,649/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,404/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,401,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,263
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,071
−HK$2,853/mo
Today · 4.125%
HK$95,924
baseline
▲ 0.50% · 4.625%
HK$101,760
+HK$5,836/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$191,848/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,401,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,417
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,110
−HK$2,732/mo
Today · 4.125%
HK$105,842
baseline
▲ 0.50% · 4.625%
HK$111,421
+HK$5,579/mo
Deposit HK$13.19M · loan HK$19.79M · min. income ≈ HK$211,684/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,401,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,307
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$108,583
−HK$3,328/mo
Today · 4.125%
HK$111,911
baseline
▲ 0.50% · 4.625%
HK$118,720
+HK$6,809/mo
Deposit HK$9.90M · loan HK$23.09M · min. income ≈ HK$223,822/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,153
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$120,295
−HK$3,188/mo
Today · 4.125%
HK$123,483
baseline
▲ 0.50% · 4.625%
HK$129,991
+HK$6,508/mo
Deposit HK$9.90M · loan HK$23.09M · min. income ≈ HK$246,966/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,401,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,395
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$139,606
−HK$4,279/mo
Today · 4.125%
HK$143,885
baseline
▲ 0.50% · 4.625%
HK$152,640
+HK$8,755/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$287,770/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,625
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$154,665
−HK$4,098/mo
Today · 4.125%
HK$158,763
baseline
▲ 0.50% · 4.625%
HK$167,132
+HK$8,369/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$317,526/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,958 · Scale 2, in force from 26 Feb 2026)