LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,223
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,563
−HK$2,377/mo
Today · 4.125%
HK$79,940
baseline
▲ 0.50% · 4.625%
HK$84,804
+HK$4,864/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$159,880/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,685
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,929
−HK$2,277/mo
Today · 4.125%
HK$88,206
baseline
▲ 0.50% · 4.625%
HK$92,856
+HK$4,650/mo
Deposit HK$16.49M · loan HK$16.49M · min. income ≈ HK$176,412/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,268
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,076
−HK$2,852/mo
Today · 4.125%
HK$95,928
baseline
▲ 0.50% · 4.625%
HK$101,765
+HK$5,837/mo
Deposit HK$13.20M · loan HK$19.79M · min. income ≈ HK$191,856/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,422
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,115
−HK$2,732/mo
Today · 4.125%
HK$105,847
baseline
▲ 0.50% · 4.625%
HK$111,427
+HK$5,580/mo
Deposit HK$13.20M · loan HK$19.79M · min. income ≈ HK$211,694/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,312
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$108,588
−HK$3,328/mo
Today · 4.125%
HK$111,916
baseline
▲ 0.50% · 4.625%
HK$118,726
+HK$6,810/mo
Deposit HK$9.90M · loan HK$23.09M · min. income ≈ HK$223,832/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,159
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$120,301
−HK$3,188/mo
Today · 4.125%
HK$123,489
baseline
▲ 0.50% · 4.625%
HK$129,998
+HK$6,509/mo
Deposit HK$9.90M · loan HK$23.09M · min. income ≈ HK$246,978/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,402
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$139,613
−HK$4,279/mo
Today · 4.125%
HK$143,892
baseline
▲ 0.50% · 4.625%
HK$152,648
+HK$8,756/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$287,784/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,633
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$154,673
−HK$4,098/mo
Today · 4.125%
HK$158,771
baseline
▲ 0.50% · 4.625%
HK$167,140
+HK$8,369/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$317,542/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,027 · Scale 2, in force from 26 Feb 2026)