LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,234
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,574
−HK$2,378/mo
Today · 4.125%
HK$79,952
baseline
▲ 0.50% · 4.625%
HK$84,817
+HK$4,865/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,904/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,697
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,942
−HK$2,277/mo
Today · 4.125%
HK$88,219
baseline
▲ 0.50% · 4.625%
HK$92,869
+HK$4,650/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,438/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,281
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,089
−HK$2,853/mo
Today · 4.125%
HK$95,942
baseline
▲ 0.50% · 4.625%
HK$101,780
+HK$5,838/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$191,884/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,436
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,130
−HK$2,732/mo
Today · 4.125%
HK$105,862
baseline
▲ 0.50% · 4.625%
HK$111,443
+HK$5,581/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$211,724/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,327
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$108,604
−HK$3,328/mo
Today · 4.125%
HK$111,932
baseline
▲ 0.50% · 4.625%
HK$118,743
+HK$6,811/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$223,864/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,176
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$120,318
−HK$3,188/mo
Today · 4.125%
HK$123,506
baseline
▲ 0.50% · 4.625%
HK$130,016
+HK$6,510/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$247,012/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,421
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$139,633
−HK$4,280/mo
Today · 4.125%
HK$143,913
baseline
▲ 0.50% · 4.625%
HK$152,670
+HK$8,757/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$287,826/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,654
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$154,695
−HK$4,099/mo
Today · 4.125%
HK$158,794
baseline
▲ 0.50% · 4.625%
HK$167,164
+HK$8,370/mo
Deposit HK$3.30M · loan HK$29.69M · min. income ≈ HK$317,588/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,227 · Scale 2, in force from 26 Feb 2026)