LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,237
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,577
−HK$2,378/mo
Today · 4.125%
HK$79,955
baseline
▲ 0.50% · 4.625%
HK$84,820
+HK$4,865/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,910/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,701
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,945
−HK$2,278/mo
Today · 4.125%
HK$88,223
baseline
▲ 0.50% · 4.625%
HK$92,873
+HK$4,650/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,446/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,285
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,093
−HK$2,853/mo
Today · 4.125%
HK$95,946
baseline
▲ 0.50% · 4.625%
HK$101,784
+HK$5,838/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$191,892/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,441
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,134
−HK$2,733/mo
Today · 4.125%
HK$105,867
baseline
▲ 0.50% · 4.625%
HK$111,448
+HK$5,581/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$211,734/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,332
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$108,608
−HK$3,329/mo
Today · 4.125%
HK$111,937
baseline
▲ 0.50% · 4.625%
HK$118,748
+HK$6,811/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$223,874/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,181
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$120,324
−HK$3,188/mo
Today · 4.125%
HK$123,512
baseline
▲ 0.50% · 4.625%
HK$130,022
+HK$6,510/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$247,024/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,427
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$139,639
−HK$4,280/mo
Today · 4.125%
HK$143,919
baseline
▲ 0.50% · 4.625%
HK$152,676
+HK$8,757/mo
Deposit HK$3.30M · loan HK$29.70M · min. income ≈ HK$287,838/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,661
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$154,702
−HK$4,099/mo
Today · 4.125%
HK$158,801
baseline
▲ 0.50% · 4.625%
HK$167,171
+HK$8,370/mo
Deposit HK$3.30M · loan HK$29.70M · min. income ≈ HK$317,602/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,289 · Scale 2, in force from 26 Feb 2026)