LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,239
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,580
−HK$2,378/mo
Today · 4.125%
HK$79,958
baseline
▲ 0.50% · 4.625%
HK$84,823
+HK$4,865/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,916/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,703
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,948
−HK$2,277/mo
Today · 4.125%
HK$88,225
baseline
▲ 0.50% · 4.625%
HK$92,876
+HK$4,651/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,450/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,287
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,096
−HK$2,853/mo
Today · 4.125%
HK$95,949
baseline
▲ 0.50% · 4.625%
HK$101,787
+HK$5,838/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$191,898/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,444
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,138
−HK$2,732/mo
Today · 4.125%
HK$105,870
baseline
▲ 0.50% · 4.625%
HK$111,451
+HK$5,581/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$211,740/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,335
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$108,612
−HK$3,329/mo
Today · 4.125%
HK$111,941
baseline
▲ 0.50% · 4.625%
HK$118,752
+HK$6,811/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$223,882/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,184
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$120,327
−HK$3,188/mo
Today · 4.125%
HK$123,515
baseline
▲ 0.50% · 4.625%
HK$130,026
+HK$6,511/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$247,030/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,431
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$139,644
−HK$4,280/mo
Today · 4.125%
HK$143,924
baseline
▲ 0.50% · 4.625%
HK$152,681
+HK$8,757/mo
Deposit HK$3.30M · loan HK$29.70M · min. income ≈ HK$287,848/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,666
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$154,706
−HK$4,100/mo
Today · 4.125%
HK$158,806
baseline
▲ 0.50% · 4.625%
HK$167,176
+HK$8,370/mo
Deposit HK$3.30M · loan HK$29.70M · min. income ≈ HK$317,612/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,332 · Scale 2, in force from 26 Feb 2026)