LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,248
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,589
−HK$2,378/mo
Today · 4.125%
HK$79,967
baseline
▲ 0.50% · 4.625%
HK$84,833
+HK$4,866/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,934/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,713
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,958
−HK$2,278/mo
Today · 4.125%
HK$88,236
baseline
▲ 0.50% · 4.625%
HK$92,887
+HK$4,651/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,472/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$1,402,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,298
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,107
−HK$2,854/mo
Today · 4.125%
HK$95,961
baseline
▲ 0.50% · 4.625%
HK$101,800
+HK$5,839/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$191,922/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,456
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,150
−HK$2,733/mo
Today · 4.125%
HK$105,883
baseline
▲ 0.50% · 4.625%
HK$111,464
+HK$5,581/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$211,766/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,348
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$108,625
−HK$3,329/mo
Today · 4.125%
HK$111,954
baseline
▲ 0.50% · 4.625%
HK$118,766
+HK$6,812/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$223,908/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,198
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$120,342
−HK$3,188/mo
Today · 4.125%
HK$123,530
baseline
▲ 0.50% · 4.625%
HK$130,042
+HK$6,512/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$247,060/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,447
−HK$8,494/mo
▼ 0.25% · 3.875%
HK$139,660
−HK$4,281/mo
Today · 4.125%
HK$143,941
baseline
▲ 0.50% · 4.625%
HK$152,699
+HK$8,758/mo
Deposit HK$3.30M · loan HK$29.70M · min. income ≈ HK$287,882/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,684
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$154,725
−HK$4,100/mo
Today · 4.125%
HK$158,825
baseline
▲ 0.50% · 4.625%
HK$167,197
+HK$8,372/mo
Deposit HK$3.30M · loan HK$29.70M · min. income ≈ HK$317,650/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,501 · Scale 2, in force from 26 Feb 2026)