LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,260
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,601
−HK$2,379/mo
Today · 4.125%
HK$79,980
baseline
▲ 0.50% · 4.625%
HK$84,846
+HK$4,866/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,960/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,726
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,972
−HK$2,278/mo
Today · 4.125%
HK$88,250
baseline
▲ 0.50% · 4.625%
HK$92,902
+HK$4,652/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,500/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,312
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,122
−HK$2,854/mo
Today · 4.125%
HK$95,976
baseline
▲ 0.50% · 4.625%
HK$101,816
+HK$5,840/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$191,952/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,472
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,166
−HK$2,734/mo
Today · 4.125%
HK$105,900
baseline
▲ 0.50% · 4.625%
HK$111,482
+HK$5,582/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$211,800/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,402,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,364
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$108,642
−HK$3,330/mo
Today · 4.125%
HK$111,972
baseline
▲ 0.50% · 4.625%
HK$118,785
+HK$6,813/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$223,944/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,217
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$120,360
−HK$3,190/mo
Today · 4.125%
HK$123,550
baseline
▲ 0.50% · 4.625%
HK$130,062
+HK$6,512/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$247,100/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,468
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$139,682
−HK$4,282/mo
Today · 4.125%
HK$143,964
baseline
▲ 0.50% · 4.625%
HK$152,723
+HK$8,759/mo
Deposit HK$3.30M · loan HK$29.70M · min. income ≈ HK$287,928/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,707
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$154,749
−HK$4,101/mo
Today · 4.125%
HK$158,850
baseline
▲ 0.50% · 4.625%
HK$167,223
+HK$8,373/mo
Deposit HK$3.30M · loan HK$29.70M · min. income ≈ HK$317,700/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,720 · Scale 2, in force from 26 Feb 2026)