LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,262
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,603
−HK$2,379/mo
Today · 4.125%
HK$79,982
baseline
▲ 0.50% · 4.625%
HK$84,848
+HK$4,866/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,964/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,728
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,974
−HK$2,278/mo
Today · 4.125%
HK$88,252
baseline
▲ 0.50% · 4.625%
HK$92,904
+HK$4,652/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,504/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,315
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,124
−HK$2,854/mo
Today · 4.125%
HK$95,978
baseline
▲ 0.50% · 4.625%
HK$101,818
+HK$5,840/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$191,956/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,402,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,474
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,169
−HK$2,733/mo
Today · 4.125%
HK$105,902
baseline
▲ 0.50% · 4.625%
HK$111,485
+HK$5,583/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$211,804/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,402,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,367
−HK$6,607/mo
▼ 0.25% · 3.875%
HK$108,644
−HK$3,330/mo
Today · 4.125%
HK$111,974
baseline
▲ 0.50% · 4.625%
HK$118,788
+HK$6,814/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$223,948/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,220
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$120,363
−HK$3,190/mo
Today · 4.125%
HK$123,553
baseline
▲ 0.50% · 4.625%
HK$130,065
+HK$6,512/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$247,106/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,472
−HK$8,495/mo
▼ 0.25% · 3.875%
HK$139,686
−HK$4,281/mo
Today · 4.125%
HK$143,967
baseline
▲ 0.50% · 4.625%
HK$152,727
+HK$8,760/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$287,934/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,711
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$154,753
−HK$4,101/mo
Today · 4.125%
HK$158,854
baseline
▲ 0.50% · 4.625%
HK$167,227
+HK$8,373/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$317,708/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,755 · Scale 2, in force from 26 Feb 2026)