LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,264
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,605
−HK$2,378/mo
Today · 4.125%
HK$79,983
baseline
▲ 0.50% · 4.625%
HK$84,850
+HK$4,867/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,966/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,730
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,976
−HK$2,278/mo
Today · 4.125%
HK$88,254
baseline
▲ 0.50% · 4.625%
HK$92,906
+HK$4,652/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,508/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,316
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,126
−HK$2,854/mo
Today · 4.125%
HK$95,980
baseline
▲ 0.50% · 4.625%
HK$101,820
+HK$5,840/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$191,960/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,402,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,476
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,171
−HK$2,733/mo
Today · 4.125%
HK$105,904
baseline
▲ 0.50% · 4.625%
HK$111,487
+HK$5,583/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$211,808/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,402,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,369
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$108,647
−HK$3,330/mo
Today · 4.125%
HK$111,977
baseline
▲ 0.50% · 4.625%
HK$118,790
+HK$6,813/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$223,954/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,222
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$120,366
−HK$3,189/mo
Today · 4.125%
HK$123,555
baseline
▲ 0.50% · 4.625%
HK$130,068
+HK$6,513/mo
Deposit HK$9.90M · loan HK$23.10M · min. income ≈ HK$247,110/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$1,402,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,474
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$139,688
−HK$4,282/mo
Today · 4.125%
HK$143,970
baseline
▲ 0.50% · 4.625%
HK$152,730
+HK$8,760/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$287,940/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,714
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$154,756
−HK$4,101/mo
Today · 4.125%
HK$158,857
baseline
▲ 0.50% · 4.625%
HK$167,230
+HK$8,373/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$317,714/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,782 · Scale 2, in force from 26 Feb 2026)