LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,266
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,607
−HK$2,378/mo
Today · 4.125%
HK$79,985
baseline
▲ 0.50% · 4.625%
HK$84,852
+HK$4,867/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,970/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,732
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,978
−HK$2,278/mo
Today · 4.125%
HK$88,256
baseline
▲ 0.50% · 4.625%
HK$92,908
+HK$4,652/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,512/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,319
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,128
−HK$2,854/mo
Today · 4.125%
HK$95,982
baseline
▲ 0.50% · 4.625%
HK$101,823
+HK$5,841/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$191,964/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,402,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,479
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,173
−HK$2,734/mo
Today · 4.125%
HK$105,907
baseline
▲ 0.50% · 4.625%
HK$111,490
+HK$5,583/mo
Deposit HK$13.20M · loan HK$19.80M · min. income ≈ HK$211,814/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,402,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,372
−HK$6,607/mo
▼ 0.25% · 3.875%
HK$108,649
−HK$3,330/mo
Today · 4.125%
HK$111,979
baseline
▲ 0.50% · 4.625%
HK$118,793
+HK$6,814/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$223,958/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,402,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,225
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$120,369
−HK$3,189/mo
Today · 4.125%
HK$123,558
baseline
▲ 0.50% · 4.625%
HK$130,071
+HK$6,513/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$247,116/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,402,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,478
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$139,692
−HK$4,282/mo
Today · 4.125%
HK$143,974
baseline
▲ 0.50% · 4.625%
HK$152,734
+HK$8,760/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$287,948/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,718
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$154,760
−HK$4,101/mo
Today · 4.125%
HK$158,861
baseline
▲ 0.50% · 4.625%
HK$167,234
+HK$8,373/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$317,722/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,819 · Scale 2, in force from 26 Feb 2026)