LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,271
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,613
−HK$2,378/mo
Today · 4.125%
HK$79,991
baseline
▲ 0.50% · 4.625%
HK$84,859
+HK$4,868/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$159,982/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,738
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,984
−HK$2,279/mo
Today · 4.125%
HK$88,263
baseline
▲ 0.50% · 4.625%
HK$92,915
+HK$4,652/mo
Deposit HK$16.50M · loan HK$16.50M · min. income ≈ HK$176,526/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,402,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,325
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,135
−HK$2,855/mo
Today · 4.125%
HK$95,990
baseline
▲ 0.50% · 4.625%
HK$101,830
+HK$5,840/mo
Deposit HK$13.20M · loan HK$19.81M · min. income ≈ HK$191,980/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,402,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,486
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,181
−HK$2,734/mo
Today · 4.125%
HK$105,915
baseline
▲ 0.50% · 4.625%
HK$111,498
+HK$5,583/mo
Deposit HK$13.20M · loan HK$19.81M · min. income ≈ HK$211,830/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,402,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,380
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$108,658
−HK$3,330/mo
Today · 4.125%
HK$111,988
baseline
▲ 0.50% · 4.625%
HK$118,802
+HK$6,814/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$223,976/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,402,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,234
−HK$6,334/mo
▼ 0.25% · 3.875%
HK$120,378
−HK$3,190/mo
Today · 4.125%
HK$123,568
baseline
▲ 0.50% · 4.625%
HK$130,081
+HK$6,513/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$247,136/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,402,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,488
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$139,703
−HK$4,281/mo
Today · 4.125%
HK$143,984
baseline
▲ 0.50% · 4.625%
HK$152,746
+HK$8,762/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$287,968/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,729
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$154,772
−HK$4,101/mo
Today · 4.125%
HK$158,873
baseline
▲ 0.50% · 4.625%
HK$167,247
+HK$8,374/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$317,746/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,402,924 · Scale 2, in force from 26 Feb 2026)