LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,275
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,617
−HK$2,379/mo
Today · 4.125%
HK$79,996
baseline
▲ 0.50% · 4.625%
HK$84,863
+HK$4,867/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$159,992/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,743
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,989
−HK$2,279/mo
Today · 4.125%
HK$88,268
baseline
▲ 0.50% · 4.625%
HK$92,920
+HK$4,652/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$176,536/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,331
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,140
−HK$2,855/mo
Today · 4.125%
HK$95,995
baseline
▲ 0.50% · 4.625%
HK$101,836
+HK$5,841/mo
Deposit HK$13.20M · loan HK$19.81M · min. income ≈ HK$191,990/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,492
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,187
−HK$2,734/mo
Today · 4.125%
HK$105,921
baseline
▲ 0.50% · 4.625%
HK$111,504
+HK$5,583/mo
Deposit HK$13.20M · loan HK$19.81M · min. income ≈ HK$211,842/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,386
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$108,664
−HK$3,330/mo
Today · 4.125%
HK$111,994
baseline
▲ 0.50% · 4.625%
HK$118,809
+HK$6,815/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$223,988/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,240
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$120,385
−HK$3,190/mo
Today · 4.125%
HK$123,575
baseline
▲ 0.50% · 4.625%
HK$130,088
+HK$6,513/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$247,150/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,496
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$139,710
−HK$4,283/mo
Today · 4.125%
HK$143,993
baseline
▲ 0.50% · 4.625%
HK$152,754
+HK$8,761/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$287,986/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,403,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,738
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$154,780
−HK$4,102/mo
Today · 4.125%
HK$158,882
baseline
▲ 0.50% · 4.625%
HK$167,256
+HK$8,374/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$317,764/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,403,003 · Scale 2, in force from 26 Feb 2026)