LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,277
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,618
−HK$2,379/mo
Today · 4.125%
HK$79,997
baseline
▲ 0.50% · 4.625%
HK$84,865
+HK$4,868/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$159,994/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,745
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,991
−HK$2,278/mo
Today · 4.125%
HK$88,269
baseline
▲ 0.50% · 4.625%
HK$92,922
+HK$4,653/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$176,538/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,332
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,142
−HK$2,855/mo
Today · 4.125%
HK$95,997
baseline
▲ 0.50% · 4.625%
HK$101,838
+HK$5,841/mo
Deposit HK$13.20M · loan HK$19.81M · min. income ≈ HK$191,994/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,493
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,189
−HK$2,734/mo
Today · 4.125%
HK$105,923
baseline
▲ 0.50% · 4.625%
HK$111,506
+HK$5,583/mo
Deposit HK$13.20M · loan HK$19.81M · min. income ≈ HK$211,846/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,387
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$108,666
−HK$3,330/mo
Today · 4.125%
HK$111,996
baseline
▲ 0.50% · 4.625%
HK$118,811
+HK$6,815/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$223,992/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,242
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$120,387
−HK$3,190/mo
Today · 4.125%
HK$123,577
baseline
▲ 0.50% · 4.625%
HK$130,091
+HK$6,514/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$247,154/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,498
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$139,713
−HK$4,282/mo
Today · 4.125%
HK$143,995
baseline
▲ 0.50% · 4.625%
HK$152,757
+HK$8,762/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$287,990/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,403,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,740
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$154,783
−HK$4,101/mo
Today · 4.125%
HK$158,884
baseline
▲ 0.50% · 4.625%
HK$167,259
+HK$8,375/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$317,768/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,403,027 · Scale 2, in force from 26 Feb 2026)