LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,281
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,623
−HK$2,379/mo
Today · 4.125%
HK$80,002
baseline
▲ 0.50% · 4.625%
HK$84,870
+HK$4,868/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$160,004/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,749
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,995
−HK$2,279/mo
Today · 4.125%
HK$88,274
baseline
▲ 0.50% · 4.625%
HK$92,927
+HK$4,653/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$176,548/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,337
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,147
−HK$2,855/mo
Today · 4.125%
HK$96,002
baseline
▲ 0.50% · 4.625%
HK$101,843
+HK$5,841/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$192,004/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,499
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,194
−HK$2,735/mo
Today · 4.125%
HK$105,929
baseline
▲ 0.50% · 4.625%
HK$111,512
+HK$5,583/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$211,858/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,393
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$108,672
−HK$3,330/mo
Today · 4.125%
HK$112,002
baseline
▲ 0.50% · 4.625%
HK$118,817
+HK$6,815/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$224,004/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,249
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$120,393
−HK$3,191/mo
Today · 4.125%
HK$123,584
baseline
▲ 0.50% · 4.625%
HK$130,098
+HK$6,514/mo
Deposit HK$9.90M · loan HK$23.11M · min. income ≈ HK$247,168/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,506
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$139,721
−HK$4,282/mo
Today · 4.125%
HK$144,003
baseline
▲ 0.50% · 4.625%
HK$152,765
+HK$8,762/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$288,006/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,403,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,749
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$154,792
−HK$4,101/mo
Today · 4.125%
HK$158,893
baseline
▲ 0.50% · 4.625%
HK$167,269
+HK$8,376/mo
Deposit HK$3.30M · loan HK$29.71M · min. income ≈ HK$317,786/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,403,105 · Scale 2, in force from 26 Feb 2026)