LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,287
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,629
−HK$2,379/mo
Today · 4.125%
HK$80,008
baseline
▲ 0.50% · 4.625%
HK$84,877
+HK$4,869/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$160,016/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,756
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,002
−HK$2,279/mo
Today · 4.125%
HK$88,281
baseline
▲ 0.50% · 4.625%
HK$92,935
+HK$4,654/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$176,562/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,345
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,155
−HK$2,855/mo
Today · 4.125%
HK$96,010
baseline
▲ 0.50% · 4.625%
HK$101,852
+HK$5,842/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$192,020/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,507
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,203
−HK$2,734/mo
Today · 4.125%
HK$105,937
baseline
▲ 0.50% · 4.625%
HK$111,522
+HK$5,585/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$211,874/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,402
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$108,681
−HK$3,331/mo
Today · 4.125%
HK$112,012
baseline
▲ 0.50% · 4.625%
HK$118,827
+HK$6,815/mo
Deposit HK$9.91M · loan HK$23.11M · min. income ≈ HK$224,024/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,259
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$120,403
−HK$3,191/mo
Today · 4.125%
HK$123,594
baseline
▲ 0.50% · 4.625%
HK$130,108
+HK$6,514/mo
Deposit HK$9.91M · loan HK$23.11M · min. income ≈ HK$247,188/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,517
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,732
−HK$4,283/mo
Today · 4.125%
HK$144,015
baseline
▲ 0.50% · 4.625%
HK$152,778
+HK$8,763/mo
Deposit HK$3.30M · loan HK$29.72M · min. income ≈ HK$288,030/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,403,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,761
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,804
−HK$4,102/mo
Today · 4.125%
HK$158,906
baseline
▲ 0.50% · 4.625%
HK$167,282
+HK$8,376/mo
Deposit HK$3.30M · loan HK$29.72M · min. income ≈ HK$317,812/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,403,220 · Scale 2, in force from 26 Feb 2026)