LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,290
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,632
−HK$2,379/mo
Today · 4.125%
HK$80,011
baseline
▲ 0.50% · 4.625%
HK$84,880
+HK$4,869/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$160,022/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,759
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,006
−HK$2,279/mo
Today · 4.125%
HK$88,285
baseline
▲ 0.50% · 4.625%
HK$92,938
+HK$4,653/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$176,570/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,348
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,158
−HK$2,856/mo
Today · 4.125%
HK$96,014
baseline
▲ 0.50% · 4.625%
HK$101,856
+HK$5,842/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$192,028/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,511
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,207
−HK$2,734/mo
Today · 4.125%
HK$105,941
baseline
▲ 0.50% · 4.625%
HK$111,526
+HK$5,585/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$211,882/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,406
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$108,685
−HK$3,331/mo
Today · 4.125%
HK$112,016
baseline
▲ 0.50% · 4.625%
HK$118,832
+HK$6,816/mo
Deposit HK$9.91M · loan HK$23.11M · min. income ≈ HK$224,032/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,263
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$120,408
−HK$3,190/mo
Today · 4.125%
HK$123,598
baseline
▲ 0.50% · 4.625%
HK$130,113
+HK$6,515/mo
Deposit HK$9.91M · loan HK$23.11M · min. income ≈ HK$247,196/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,522
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,737
−HK$4,283/mo
Today · 4.125%
HK$144,020
baseline
▲ 0.50% · 4.625%
HK$152,784
+HK$8,764/mo
Deposit HK$3.30M · loan HK$29.72M · min. income ≈ HK$288,040/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,767
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,810
−HK$4,102/mo
Today · 4.125%
HK$158,912
baseline
▲ 0.50% · 4.625%
HK$167,289
+HK$8,377/mo
Deposit HK$3.30M · loan HK$29.72M · min. income ≈ HK$317,824/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,274 · Scale 2, in force from 26 Feb 2026)