LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,292
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,633
−HK$2,380/mo
Today · 4.125%
HK$80,013
baseline
▲ 0.50% · 4.625%
HK$84,882
+HK$4,869/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$160,026/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,761
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,007
−HK$2,279/mo
Today · 4.125%
HK$88,286
baseline
▲ 0.50% · 4.625%
HK$92,940
+HK$4,654/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$176,572/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$1,403,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,350
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,160
−HK$2,856/mo
Today · 4.125%
HK$96,016
baseline
▲ 0.50% · 4.625%
HK$101,858
+HK$5,842/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$192,032/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,513
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,209
−HK$2,735/mo
Today · 4.125%
HK$105,944
baseline
▲ 0.50% · 4.625%
HK$111,528
+HK$5,584/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$211,888/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,408
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$108,687
−HK$3,331/mo
Today · 4.125%
HK$112,018
baseline
▲ 0.50% · 4.625%
HK$118,834
+HK$6,816/mo
Deposit HK$9.91M · loan HK$23.11M · min. income ≈ HK$224,036/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,265
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$120,410
−HK$3,191/mo
Today · 4.125%
HK$123,601
baseline
▲ 0.50% · 4.625%
HK$130,116
+HK$6,515/mo
Deposit HK$9.91M · loan HK$23.11M · min. income ≈ HK$247,202/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,525
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,740
−HK$4,283/mo
Today · 4.125%
HK$144,023
baseline
▲ 0.50% · 4.625%
HK$152,787
+HK$8,764/mo
Deposit HK$3.30M · loan HK$29.72M · min. income ≈ HK$288,046/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,770
−HK$8,146/mo
▼ 0.25% · 3.875%
HK$154,813
−HK$4,103/mo
Today · 4.125%
HK$158,916
baseline
▲ 0.50% · 4.625%
HK$167,292
+HK$8,376/mo
Deposit HK$3.30M · loan HK$29.72M · min. income ≈ HK$317,832/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,303 · Scale 2, in force from 26 Feb 2026)