LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,301
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,644
−HK$2,379/mo
Today · 4.125%
HK$80,023
baseline
▲ 0.50% · 4.625%
HK$84,893
+HK$4,870/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$160,046/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,403,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,772
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,019
−HK$2,279/mo
Today · 4.125%
HK$88,298
baseline
▲ 0.50% · 4.625%
HK$92,952
+HK$4,654/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$176,596/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,403,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,362
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,172
−HK$2,856/mo
Today · 4.125%
HK$96,028
baseline
▲ 0.50% · 4.625%
HK$101,871
+HK$5,843/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$192,056/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,526
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,222
−HK$2,735/mo
Today · 4.125%
HK$105,957
baseline
▲ 0.50% · 4.625%
HK$111,543
+HK$5,586/mo
Deposit HK$13.21M · loan HK$19.81M · min. income ≈ HK$211,914/mo (50% DSR)
Upfront cash ≈ HK$14.61M (deposit + AVD stamp duty HK$1,403,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,422
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$108,701
−HK$3,332/mo
Today · 4.125%
HK$112,033
baseline
▲ 0.50% · 4.625%
HK$118,850
+HK$6,817/mo
Deposit HK$9.91M · loan HK$23.12M · min. income ≈ HK$224,066/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,281
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$120,426
−HK$3,191/mo
Today · 4.125%
HK$123,617
baseline
▲ 0.50% · 4.625%
HK$130,133
+HK$6,516/mo
Deposit HK$9.91M · loan HK$23.12M · min. income ≈ HK$247,234/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,542
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$139,758
−HK$4,284/mo
Today · 4.125%
HK$144,042
baseline
▲ 0.50% · 4.625%
HK$152,807
+HK$8,765/mo
Deposit HK$3.30M · loan HK$29.72M · min. income ≈ HK$288,084/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,789
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$154,834
−HK$4,102/mo
Today · 4.125%
HK$158,936
baseline
▲ 0.50% · 4.625%
HK$167,314
+HK$8,378/mo
Deposit HK$3.30M · loan HK$29.72M · min. income ≈ HK$317,872/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,485 · Scale 2, in force from 26 Feb 2026)