LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,317
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,660
−HK$2,380/mo
Today · 4.125%
HK$80,040
baseline
▲ 0.50% · 4.625%
HK$84,910
+HK$4,870/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$160,080/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,403,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,789
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,036
−HK$2,280/mo
Today · 4.125%
HK$88,316
baseline
▲ 0.50% · 4.625%
HK$92,971
+HK$4,655/mo
Deposit HK$16.51M · loan HK$16.51M · min. income ≈ HK$176,632/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,403,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,380
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,192
−HK$2,856/mo
Today · 4.125%
HK$96,048
baseline
▲ 0.50% · 4.625%
HK$101,892
+HK$5,844/mo
Deposit HK$13.21M · loan HK$19.82M · min. income ≈ HK$192,096/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,403,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,547
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,244
−HK$2,735/mo
Today · 4.125%
HK$105,979
baseline
▲ 0.50% · 4.625%
HK$111,566
+HK$5,587/mo
Deposit HK$13.21M · loan HK$19.82M · min. income ≈ HK$211,958/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,403,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,444
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$108,723
−HK$3,333/mo
Today · 4.125%
HK$112,056
baseline
▲ 0.50% · 4.625%
HK$118,874
+HK$6,818/mo
Deposit HK$9.91M · loan HK$23.12M · min. income ≈ HK$224,112/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,305
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$120,451
−HK$3,192/mo
Today · 4.125%
HK$123,643
baseline
▲ 0.50% · 4.625%
HK$130,160
+HK$6,517/mo
Deposit HK$9.91M · loan HK$23.12M · min. income ≈ HK$247,286/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,570
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$139,787
−HK$4,285/mo
Today · 4.125%
HK$144,072
baseline
▲ 0.50% · 4.625%
HK$152,838
+HK$8,766/mo
Deposit HK$3.30M · loan HK$29.73M · min. income ≈ HK$288,144/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,821
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$154,865
−HK$4,104/mo
Today · 4.125%
HK$158,969
baseline
▲ 0.50% · 4.625%
HK$167,348
+HK$8,379/mo
Deposit HK$3.30M · loan HK$29.73M · min. income ≈ HK$317,938/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,774 · Scale 2, in force from 26 Feb 2026)