LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,324
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,667
−HK$2,380/mo
Today · 4.125%
HK$80,047
baseline
▲ 0.50% · 4.625%
HK$84,918
+HK$4,871/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,094/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,403,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,797
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,044
−HK$2,280/mo
Today · 4.125%
HK$88,324
baseline
▲ 0.50% · 4.625%
HK$92,980
+HK$4,656/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,648/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,403,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,388
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,200
−HK$2,856/mo
Today · 4.125%
HK$96,056
baseline
▲ 0.50% · 4.625%
HK$101,901
+HK$5,845/mo
Deposit HK$13.21M · loan HK$19.82M · min. income ≈ HK$192,112/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,403,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,556
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,253
−HK$2,736/mo
Today · 4.125%
HK$105,989
baseline
▲ 0.50% · 4.625%
HK$111,576
+HK$5,587/mo
Deposit HK$13.21M · loan HK$19.82M · min. income ≈ HK$211,978/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,403,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,453
−HK$6,613/mo
▼ 0.25% · 3.875%
HK$108,733
−HK$3,333/mo
Today · 4.125%
HK$112,066
baseline
▲ 0.50% · 4.625%
HK$118,885
+HK$6,819/mo
Deposit HK$9.91M · loan HK$23.12M · min. income ≈ HK$224,132/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,315
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$120,462
−HK$3,192/mo
Today · 4.125%
HK$123,654
baseline
▲ 0.50% · 4.625%
HK$130,171
+HK$6,517/mo
Deposit HK$9.91M · loan HK$23.12M · min. income ≈ HK$247,308/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$1,403,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,582
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$139,800
−HK$4,285/mo
Today · 4.125%
HK$144,085
baseline
▲ 0.50% · 4.625%
HK$152,852
+HK$8,767/mo
Deposit HK$3.30M · loan HK$29.73M · min. income ≈ HK$288,170/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,834
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,879
−HK$4,104/mo
Today · 4.125%
HK$158,983
baseline
▲ 0.50% · 4.625%
HK$167,363
+HK$8,380/mo
Deposit HK$3.30M · loan HK$29.73M · min. income ≈ HK$317,966/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,403,900 · Scale 2, in force from 26 Feb 2026)