LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,332
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,676
−HK$2,380/mo
Today · 4.125%
HK$80,056
baseline
▲ 0.50% · 4.625%
HK$84,928
+HK$4,872/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,112/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,807
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,054
−HK$2,280/mo
Today · 4.125%
HK$88,334
baseline
▲ 0.50% · 4.625%
HK$92,991
+HK$4,657/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,668/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,399
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,211
−HK$2,857/mo
Today · 4.125%
HK$96,068
baseline
▲ 0.50% · 4.625%
HK$101,913
+HK$5,845/mo
Deposit HK$13.21M · loan HK$19.82M · min. income ≈ HK$192,136/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,568
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,265
−HK$2,736/mo
Today · 4.125%
HK$106,001
baseline
▲ 0.50% · 4.625%
HK$111,589
+HK$5,588/mo
Deposit HK$13.21M · loan HK$19.82M · min. income ≈ HK$212,002/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,465
−HK$6,614/mo
▼ 0.25% · 3.875%
HK$108,746
−HK$3,333/mo
Today · 4.125%
HK$112,079
baseline
▲ 0.50% · 4.625%
HK$118,899
+HK$6,820/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,158/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,329
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$120,476
−HK$3,192/mo
Today · 4.125%
HK$123,668
baseline
▲ 0.50% · 4.625%
HK$130,187
+HK$6,519/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,336/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,598
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$139,816
−HK$4,286/mo
Today · 4.125%
HK$144,102
baseline
▲ 0.50% · 4.625%
HK$152,870
+HK$8,768/mo
Deposit HK$3.30M · loan HK$29.73M · min. income ≈ HK$288,204/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,852
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$154,898
−HK$4,104/mo
Today · 4.125%
HK$159,002
baseline
▲ 0.50% · 4.625%
HK$167,383
+HK$8,381/mo
Deposit HK$3.30M · loan HK$29.73M · min. income ≈ HK$318,004/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,065 · Scale 2, in force from 26 Feb 2026)