LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,338
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,681
−HK$2,381/mo
Today · 4.125%
HK$80,062
baseline
▲ 0.50% · 4.625%
HK$84,934
+HK$4,872/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,124/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,813
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,061
−HK$2,280/mo
Today · 4.125%
HK$88,341
baseline
▲ 0.50% · 4.625%
HK$92,997
+HK$4,656/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,682/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,406
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,218
−HK$2,857/mo
Today · 4.125%
HK$96,075
baseline
▲ 0.50% · 4.625%
HK$101,921
+HK$5,846/mo
Deposit HK$13.22M · loan HK$19.82M · min. income ≈ HK$192,150/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,575
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,273
−HK$2,736/mo
Today · 4.125%
HK$106,009
baseline
▲ 0.50% · 4.625%
HK$111,597
+HK$5,588/mo
Deposit HK$13.22M · loan HK$19.82M · min. income ≈ HK$212,018/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,473
−HK$6,614/mo
▼ 0.25% · 3.875%
HK$108,754
−HK$3,333/mo
Today · 4.125%
HK$112,087
baseline
▲ 0.50% · 4.625%
HK$118,907
+HK$6,820/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,174/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,338
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$120,485
−HK$3,192/mo
Today · 4.125%
HK$123,677
baseline
▲ 0.50% · 4.625%
HK$130,196
+HK$6,519/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,354/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,608
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$139,827
−HK$4,285/mo
Today · 4.125%
HK$144,112
baseline
▲ 0.50% · 4.625%
HK$152,881
+HK$8,769/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,224/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,863
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,909
−HK$4,105/mo
Today · 4.125%
HK$159,014
baseline
▲ 0.50% · 4.625%
HK$167,395
+HK$8,381/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,028/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,169 · Scale 2, in force from 26 Feb 2026)