LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,339
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,682
−HK$2,381/mo
Today · 4.125%
HK$80,063
baseline
▲ 0.50% · 4.625%
HK$84,935
+HK$4,872/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,126/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,814
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,061
−HK$2,281/mo
Today · 4.125%
HK$88,342
baseline
▲ 0.50% · 4.625%
HK$92,998
+HK$4,656/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,684/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,406
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,219
−HK$2,857/mo
Today · 4.125%
HK$96,076
baseline
▲ 0.50% · 4.625%
HK$101,922
+HK$5,846/mo
Deposit HK$13.22M · loan HK$19.82M · min. income ≈ HK$192,152/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,576
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,274
−HK$2,736/mo
Today · 4.125%
HK$106,010
baseline
▲ 0.50% · 4.625%
HK$111,598
+HK$5,588/mo
Deposit HK$13.22M · loan HK$19.82M · min. income ≈ HK$212,020/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,474
−HK$6,614/mo
▼ 0.25% · 3.875%
HK$108,755
−HK$3,333/mo
Today · 4.125%
HK$112,088
baseline
▲ 0.50% · 4.625%
HK$118,909
+HK$6,821/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,176/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,339
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$120,486
−HK$3,193/mo
Today · 4.125%
HK$123,679
baseline
▲ 0.50% · 4.625%
HK$130,198
+HK$6,519/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,358/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,610
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$139,828
−HK$4,286/mo
Today · 4.125%
HK$144,114
baseline
▲ 0.50% · 4.625%
HK$152,883
+HK$8,769/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,228/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,864
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,911
−HK$4,104/mo
Today · 4.125%
HK$159,015
baseline
▲ 0.50% · 4.625%
HK$167,397
+HK$8,382/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,030/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,183 · Scale 2, in force from 26 Feb 2026)