LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,339
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,683
−HK$2,381/mo
Today · 4.125%
HK$80,064
baseline
▲ 0.50% · 4.625%
HK$84,935
+HK$4,871/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,128/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,814
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,062
−HK$2,280/mo
Today · 4.125%
HK$88,342
baseline
▲ 0.50% · 4.625%
HK$92,999
+HK$4,657/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,684/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,407
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,219
−HK$2,857/mo
Today · 4.125%
HK$96,076
baseline
▲ 0.50% · 4.625%
HK$101,922
+HK$5,846/mo
Deposit HK$13.22M · loan HK$19.82M · min. income ≈ HK$192,152/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,577
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,274
−HK$2,737/mo
Today · 4.125%
HK$106,011
baseline
▲ 0.50% · 4.625%
HK$111,599
+HK$5,588/mo
Deposit HK$13.22M · loan HK$19.82M · min. income ≈ HK$212,022/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,475
−HK$6,614/mo
▼ 0.25% · 3.875%
HK$108,756
−HK$3,333/mo
Today · 4.125%
HK$112,089
baseline
▲ 0.50% · 4.625%
HK$118,909
+HK$6,820/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,178/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,340
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$120,487
−HK$3,192/mo
Today · 4.125%
HK$123,679
baseline
▲ 0.50% · 4.625%
HK$130,199
+HK$6,520/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,358/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,611
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$139,829
−HK$4,286/mo
Today · 4.125%
HK$144,115
baseline
▲ 0.50% · 4.625%
HK$152,884
+HK$8,769/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,230/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,865
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,912
−HK$4,104/mo
Today · 4.125%
HK$159,016
baseline
▲ 0.50% · 4.625%
HK$167,398
+HK$8,382/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,032/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,192 · Scale 2, in force from 26 Feb 2026)