LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,341
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,685
−HK$2,381/mo
Today · 4.125%
HK$80,066
baseline
▲ 0.50% · 4.625%
HK$84,938
+HK$4,872/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,132/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,817
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,065
−HK$2,280/mo
Today · 4.125%
HK$88,345
baseline
▲ 0.50% · 4.625%
HK$93,002
+HK$4,657/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,690/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$1,404,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,410
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,222
−HK$2,857/mo
Today · 4.125%
HK$96,079
baseline
▲ 0.50% · 4.625%
HK$101,925
+HK$5,846/mo
Deposit HK$13.22M · loan HK$19.82M · min. income ≈ HK$192,158/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,580
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,277
−HK$2,737/mo
Today · 4.125%
HK$106,014
baseline
▲ 0.50% · 4.625%
HK$111,602
+HK$5,588/mo
Deposit HK$13.22M · loan HK$19.82M · min. income ≈ HK$212,028/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,478
−HK$6,614/mo
▼ 0.25% · 3.875%
HK$108,759
−HK$3,333/mo
Today · 4.125%
HK$112,092
baseline
▲ 0.50% · 4.625%
HK$118,913
+HK$6,821/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,184/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,343
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$120,490
−HK$3,193/mo
Today · 4.125%
HK$123,683
baseline
▲ 0.50% · 4.625%
HK$130,202
+HK$6,519/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,366/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,615
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$139,833
−HK$4,286/mo
Today · 4.125%
HK$144,119
baseline
▲ 0.50% · 4.625%
HK$152,888
+HK$8,769/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,238/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,870
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,916
−HK$4,105/mo
Today · 4.125%
HK$159,021
baseline
▲ 0.50% · 4.625%
HK$167,403
+HK$8,382/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,042/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,234 · Scale 2, in force from 26 Feb 2026)