LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,344
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,687
−HK$2,382/mo
Today · 4.125%
HK$80,069
baseline
▲ 0.50% · 4.625%
HK$84,941
+HK$4,872/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,138/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,819
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,067
−HK$2,281/mo
Today · 4.125%
HK$88,348
baseline
▲ 0.50% · 4.625%
HK$93,005
+HK$4,657/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,696/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,413
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,225
−HK$2,857/mo
Today · 4.125%
HK$96,082
baseline
▲ 0.50% · 4.625%
HK$101,929
+HK$5,847/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$192,164/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,583
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,281
−HK$2,736/mo
Today · 4.125%
HK$106,017
baseline
▲ 0.50% · 4.625%
HK$111,606
+HK$5,589/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$212,034/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,481
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$108,762
−HK$3,334/mo
Today · 4.125%
HK$112,096
baseline
▲ 0.50% · 4.625%
HK$118,917
+HK$6,821/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,192/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,347
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$120,494
−HK$3,193/mo
Today · 4.125%
HK$123,687
baseline
▲ 0.50% · 4.625%
HK$130,207
+HK$6,520/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,374/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,619
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$139,837
−HK$4,286/mo
Today · 4.125%
HK$144,123
baseline
▲ 0.50% · 4.625%
HK$152,893
+HK$8,770/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,246/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,875
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,921
−HK$4,105/mo
Today · 4.125%
HK$159,026
baseline
▲ 0.50% · 4.625%
HK$167,408
+HK$8,382/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,052/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,278 · Scale 2, in force from 26 Feb 2026)