LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,351
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,695
−HK$2,381/mo
Today · 4.125%
HK$80,076
baseline
▲ 0.50% · 4.625%
HK$84,949
+HK$4,873/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,152/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,827
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,075
−HK$2,281/mo
Today · 4.125%
HK$88,356
baseline
▲ 0.50% · 4.625%
HK$93,013
+HK$4,657/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,712/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,421
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,234
−HK$2,857/mo
Today · 4.125%
HK$96,091
baseline
▲ 0.50% · 4.625%
HK$101,938
+HK$5,847/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$192,182/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,593
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,290
−HK$2,737/mo
Today · 4.125%
HK$106,027
baseline
▲ 0.50% · 4.625%
HK$111,616
+HK$5,589/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$212,054/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,491
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$108,773
−HK$3,334/mo
Today · 4.125%
HK$112,107
baseline
▲ 0.50% · 4.625%
HK$118,928
+HK$6,821/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,214/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,358
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$120,505
−HK$3,194/mo
Today · 4.125%
HK$123,699
baseline
▲ 0.50% · 4.625%
HK$130,219
+HK$6,520/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,398/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,632
−HK$8,505/mo
▼ 0.25% · 3.875%
HK$139,851
−HK$4,286/mo
Today · 4.125%
HK$144,137
baseline
▲ 0.50% · 4.625%
HK$152,907
+HK$8,770/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,274/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,889
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$154,936
−HK$4,105/mo
Today · 4.125%
HK$159,041
baseline
▲ 0.50% · 4.625%
HK$167,424
+HK$8,383/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,082/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,410 · Scale 2, in force from 26 Feb 2026)