LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,353
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,697
−HK$2,381/mo
Today · 4.125%
HK$80,078
baseline
▲ 0.50% · 4.625%
HK$84,950
+HK$4,872/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,156/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,829
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,077
−HK$2,281/mo
Today · 4.125%
HK$88,358
baseline
▲ 0.50% · 4.625%
HK$93,016
+HK$4,658/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,716/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,423
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,236
−HK$2,857/mo
Today · 4.125%
HK$96,093
baseline
▲ 0.50% · 4.625%
HK$101,941
+HK$5,848/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$192,186/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,595
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,293
−HK$2,737/mo
Today · 4.125%
HK$106,030
baseline
▲ 0.50% · 4.625%
HK$111,619
+HK$5,589/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$212,060/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,494
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$108,775
−HK$3,334/mo
Today · 4.125%
HK$112,109
baseline
▲ 0.50% · 4.625%
HK$118,931
+HK$6,822/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,218/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,361
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$120,508
−HK$3,193/mo
Today · 4.125%
HK$123,701
baseline
▲ 0.50% · 4.625%
HK$130,222
+HK$6,521/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,402/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,635
−HK$8,505/mo
▼ 0.25% · 3.875%
HK$139,854
−HK$4,286/mo
Today · 4.125%
HK$144,140
baseline
▲ 0.50% · 4.625%
HK$152,911
+HK$8,771/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,280/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,892
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$154,939
−HK$4,106/mo
Today · 4.125%
HK$159,045
baseline
▲ 0.50% · 4.625%
HK$167,428
+HK$8,383/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,090/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,442 · Scale 2, in force from 26 Feb 2026)