LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,356
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,700
−HK$2,382/mo
Today · 4.125%
HK$80,082
baseline
▲ 0.50% · 4.625%
HK$84,954
+HK$4,872/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,164/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,833
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,081
−HK$2,281/mo
Today · 4.125%
HK$88,362
baseline
▲ 0.50% · 4.625%
HK$93,020
+HK$4,658/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,724/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,427
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,240
−HK$2,858/mo
Today · 4.125%
HK$96,098
baseline
▲ 0.50% · 4.625%
HK$101,945
+HK$5,847/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$192,196/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,600
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,298
−HK$2,737/mo
Today · 4.125%
HK$106,035
baseline
▲ 0.50% · 4.625%
HK$111,624
+HK$5,589/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$212,070/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,499
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$108,780
−HK$3,334/mo
Today · 4.125%
HK$112,114
baseline
▲ 0.50% · 4.625%
HK$118,936
+HK$6,822/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,228/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,366
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$120,514
−HK$3,193/mo
Today · 4.125%
HK$123,707
baseline
▲ 0.50% · 4.625%
HK$130,228
+HK$6,521/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,414/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,641
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$139,860
−HK$4,287/mo
Today · 4.125%
HK$144,147
baseline
▲ 0.50% · 4.625%
HK$152,918
+HK$8,771/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,294/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,899
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$154,946
−HK$4,106/mo
Today · 4.125%
HK$159,052
baseline
▲ 0.50% · 4.625%
HK$167,436
+HK$8,384/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,104/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,508 · Scale 2, in force from 26 Feb 2026)