LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,358
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,702
−HK$2,382/mo
Today · 4.125%
HK$80,084
baseline
▲ 0.50% · 4.625%
HK$84,957
+HK$4,873/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,168/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,835
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,084
−HK$2,281/mo
Today · 4.125%
HK$88,365
baseline
▲ 0.50% · 4.625%
HK$93,022
+HK$4,657/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,730/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,430
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,243
−HK$2,858/mo
Today · 4.125%
HK$96,101
baseline
▲ 0.50% · 4.625%
HK$101,948
+HK$5,847/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$192,202/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,602
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,300
−HK$2,737/mo
Today · 4.125%
HK$106,037
baseline
▲ 0.50% · 4.625%
HK$111,627
+HK$5,590/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$212,074/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,501
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$108,783
−HK$3,334/mo
Today · 4.125%
HK$112,117
baseline
▲ 0.50% · 4.625%
HK$118,939
+HK$6,822/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,234/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,369
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$120,517
−HK$3,193/mo
Today · 4.125%
HK$123,710
baseline
▲ 0.50% · 4.625%
HK$130,231
+HK$6,521/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,420/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,645
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$139,864
−HK$4,287/mo
Today · 4.125%
HK$144,151
baseline
▲ 0.50% · 4.625%
HK$152,922
+HK$8,771/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,302/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,903
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$154,951
−HK$4,105/mo
Today · 4.125%
HK$159,056
baseline
▲ 0.50% · 4.625%
HK$167,440
+HK$8,384/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,112/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,545 · Scale 2, in force from 26 Feb 2026)