LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,361
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,705
−HK$2,382/mo
Today · 4.125%
HK$80,087
baseline
▲ 0.50% · 4.625%
HK$84,960
+HK$4,873/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$160,174/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,839
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,087
−HK$2,281/mo
Today · 4.125%
HK$88,368
baseline
▲ 0.50% · 4.625%
HK$93,026
+HK$4,658/mo
Deposit HK$16.52M · loan HK$16.52M · min. income ≈ HK$176,736/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,434
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,247
−HK$2,858/mo
Today · 4.125%
HK$96,105
baseline
▲ 0.50% · 4.625%
HK$101,952
+HK$5,847/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$192,210/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,606
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,305
−HK$2,737/mo
Today · 4.125%
HK$106,042
baseline
▲ 0.50% · 4.625%
HK$111,631
+HK$5,589/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$212,084/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,404,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,506
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$108,788
−HK$3,334/mo
Today · 4.125%
HK$112,122
baseline
▲ 0.50% · 4.625%
HK$118,944
+HK$6,822/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$224,244/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,374
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$120,522
−HK$3,193/mo
Today · 4.125%
HK$123,715
baseline
▲ 0.50% · 4.625%
HK$130,237
+HK$6,522/mo
Deposit HK$9.91M · loan HK$23.13M · min. income ≈ HK$247,430/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,650
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$139,870
−HK$4,287/mo
Today · 4.125%
HK$144,157
baseline
▲ 0.50% · 4.625%
HK$152,928
+HK$8,771/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$288,314/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,910
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$154,957
−HK$4,106/mo
Today · 4.125%
HK$159,063
baseline
▲ 0.50% · 4.625%
HK$167,447
+HK$8,384/mo
Deposit HK$3.30M · loan HK$29.74M · min. income ≈ HK$318,126/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,603 · Scale 2, in force from 26 Feb 2026)