LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,372
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,717
−HK$2,382/mo
Today · 4.125%
HK$80,099
baseline
▲ 0.50% · 4.625%
HK$84,973
+HK$4,874/mo
Deposit HK$16.53M · loan HK$16.53M · min. income ≈ HK$160,198/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,851
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,100
−HK$2,281/mo
Today · 4.125%
HK$88,381
baseline
▲ 0.50% · 4.625%
HK$93,040
+HK$4,659/mo
Deposit HK$16.53M · loan HK$16.53M · min. income ≈ HK$176,762/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,447
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,260
−HK$2,859/mo
Today · 4.125%
HK$96,119
baseline
▲ 0.50% · 4.625%
HK$101,967
+HK$5,848/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$192,238/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,404,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,621
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,320
−HK$2,737/mo
Today · 4.125%
HK$106,057
baseline
▲ 0.50% · 4.625%
HK$111,648
+HK$5,591/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$212,114/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,404,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,521
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$108,804
−HK$3,334/mo
Today · 4.125%
HK$112,138
baseline
▲ 0.50% · 4.625%
HK$118,962
+HK$6,824/mo
Deposit HK$9.92M · loan HK$23.14M · min. income ≈ HK$224,276/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,391
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$120,540
−HK$3,194/mo
Today · 4.125%
HK$123,734
baseline
▲ 0.50% · 4.625%
HK$130,256
+HK$6,522/mo
Deposit HK$9.92M · loan HK$23.14M · min. income ≈ HK$247,468/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,670
−HK$8,508/mo
▼ 0.25% · 3.875%
HK$139,890
−HK$4,288/mo
Today · 4.125%
HK$144,178
baseline
▲ 0.50% · 4.625%
HK$152,951
+HK$8,773/mo
Deposit HK$3.31M · loan HK$29.75M · min. income ≈ HK$288,356/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,932
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$154,980
−HK$4,106/mo
Today · 4.125%
HK$159,086
baseline
▲ 0.50% · 4.625%
HK$167,472
+HK$8,386/mo
Deposit HK$3.31M · loan HK$29.75M · min. income ≈ HK$318,172/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,809 · Scale 2, in force from 26 Feb 2026)