LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,376
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,721
−HK$2,382/mo
Today · 4.125%
HK$80,103
baseline
▲ 0.50% · 4.625%
HK$84,977
+HK$4,874/mo
Deposit HK$16.53M · loan HK$16.53M · min. income ≈ HK$160,206/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,855
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,104
−HK$2,281/mo
Today · 4.125%
HK$88,385
baseline
▲ 0.50% · 4.625%
HK$93,044
+HK$4,659/mo
Deposit HK$16.53M · loan HK$16.53M · min. income ≈ HK$176,770/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,404,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,451
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,265
−HK$2,858/mo
Today · 4.125%
HK$96,123
baseline
▲ 0.50% · 4.625%
HK$101,972
+HK$5,849/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$192,246/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,404,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,626
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,325
−HK$2,738/mo
Today · 4.125%
HK$106,063
baseline
▲ 0.50% · 4.625%
HK$111,653
+HK$5,590/mo
Deposit HK$13.22M · loan HK$19.83M · min. income ≈ HK$212,126/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,404,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,526
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$108,809
−HK$3,335/mo
Today · 4.125%
HK$112,144
baseline
▲ 0.50% · 4.625%
HK$118,968
+HK$6,824/mo
Deposit HK$9.92M · loan HK$23.14M · min. income ≈ HK$224,288/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,397
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$120,546
−HK$3,194/mo
Today · 4.125%
HK$123,740
baseline
▲ 0.50% · 4.625%
HK$130,262
+HK$6,522/mo
Deposit HK$9.92M · loan HK$23.14M · min. income ≈ HK$247,480/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,404,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,677
−HK$8,508/mo
▼ 0.25% · 3.875%
HK$139,897
−HK$4,288/mo
Today · 4.125%
HK$144,185
baseline
▲ 0.50% · 4.625%
HK$152,958
+HK$8,773/mo
Deposit HK$3.31M · loan HK$29.75M · min. income ≈ HK$288,370/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,939
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$154,987
−HK$4,107/mo
Today · 4.125%
HK$159,094
baseline
▲ 0.50% · 4.625%
HK$167,480
+HK$8,386/mo
Deposit HK$3.31M · loan HK$29.75M · min. income ≈ HK$318,188/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,404,878 · Scale 2, in force from 26 Feb 2026)