LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,391
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,736
−HK$2,383/mo
Today · 4.125%
HK$80,119
baseline
▲ 0.50% · 4.625%
HK$84,994
+HK$4,875/mo
Deposit HK$16.53M · loan HK$16.53M · min. income ≈ HK$160,238/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,405,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,872
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,121
−HK$2,282/mo
Today · 4.125%
HK$88,403
baseline
▲ 0.50% · 4.625%
HK$93,063
+HK$4,660/mo
Deposit HK$16.53M · loan HK$16.53M · min. income ≈ HK$176,806/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,405,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,469
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,283
−HK$2,859/mo
Today · 4.125%
HK$96,142
baseline
▲ 0.50% · 4.625%
HK$101,993
+HK$5,851/mo
Deposit HK$13.23M · loan HK$19.84M · min. income ≈ HK$192,284/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,405,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,646
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,345
−HK$2,739/mo
Today · 4.125%
HK$106,084
baseline
▲ 0.50% · 4.625%
HK$111,676
+HK$5,592/mo
Deposit HK$13.23M · loan HK$19.84M · min. income ≈ HK$212,168/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,405,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,547
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$108,831
−HK$3,335/mo
Today · 4.125%
HK$112,166
baseline
▲ 0.50% · 4.625%
HK$118,991
+HK$6,825/mo
Deposit HK$9.92M · loan HK$23.14M · min. income ≈ HK$224,332/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,405,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,420
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,570
−HK$3,194/mo
Today · 4.125%
HK$123,764
baseline
▲ 0.50% · 4.625%
HK$130,288
+HK$6,524/mo
Deposit HK$9.92M · loan HK$23.14M · min. income ≈ HK$247,528/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$1,405,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,704
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$139,925
−HK$4,289/mo
Today · 4.125%
HK$144,214
baseline
▲ 0.50% · 4.625%
HK$152,989
+HK$8,775/mo
Deposit HK$3.31M · loan HK$29.76M · min. income ≈ HK$288,428/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,405,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,969
−HK$8,157/mo
▼ 0.25% · 3.875%
HK$155,018
−HK$4,108/mo
Today · 4.125%
HK$159,126
baseline
▲ 0.50% · 4.625%
HK$167,513
+HK$8,387/mo
Deposit HK$3.31M · loan HK$29.76M · min. income ≈ HK$318,252/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,405,158 · Scale 2, in force from 26 Feb 2026)