LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,403
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,748
−HK$2,383/mo
Today · 4.125%
HK$80,131
baseline
▲ 0.50% · 4.625%
HK$85,007
+HK$4,876/mo
Deposit HK$16.53M · loan HK$16.53M · min. income ≈ HK$160,262/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,405,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,885
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,134
−HK$2,283/mo
Today · 4.125%
HK$88,417
baseline
▲ 0.50% · 4.625%
HK$93,077
+HK$4,660/mo
Deposit HK$16.53M · loan HK$16.53M · min. income ≈ HK$176,834/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,405,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,483
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,298
−HK$2,859/mo
Today · 4.125%
HK$96,157
baseline
▲ 0.50% · 4.625%
HK$102,008
+HK$5,851/mo
Deposit HK$13.23M · loan HK$19.84M · min. income ≈ HK$192,314/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,405,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,662
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,361
−HK$2,739/mo
Today · 4.125%
HK$106,100
baseline
▲ 0.50% · 4.625%
HK$111,693
+HK$5,593/mo
Deposit HK$13.23M · loan HK$19.84M · min. income ≈ HK$212,200/mo (50% DSR)
Upfront cash ≈ HK$14.63M (deposit + AVD stamp duty HK$1,405,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,564
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$108,847
−HK$3,337/mo
Today · 4.125%
HK$112,184
baseline
▲ 0.50% · 4.625%
HK$119,010
+HK$6,826/mo
Deposit HK$9.92M · loan HK$23.15M · min. income ≈ HK$224,368/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$1,405,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,439
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$120,588
−HK$3,195/mo
Today · 4.125%
HK$123,783
baseline
▲ 0.50% · 4.625%
HK$130,308
+HK$6,525/mo
Deposit HK$9.92M · loan HK$23.15M · min. income ≈ HK$247,566/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$1,405,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,725
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$139,947
−HK$4,289/mo
Today · 4.125%
HK$144,236
baseline
▲ 0.50% · 4.625%
HK$153,012
+HK$8,776/mo
Deposit HK$3.31M · loan HK$29.76M · min. income ≈ HK$288,472/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,405,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,993
−HK$8,157/mo
▼ 0.25% · 3.875%
HK$155,042
−HK$4,108/mo
Today · 4.125%
HK$159,150
baseline
▲ 0.50% · 4.625%
HK$167,539
+HK$8,389/mo
Deposit HK$3.31M · loan HK$29.76M · min. income ≈ HK$318,300/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,405,375 · Scale 2, in force from 26 Feb 2026)