LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,441
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,788
−HK$2,384/mo
Today · 4.125%
HK$80,172
baseline
▲ 0.50% · 4.625%
HK$85,050
+HK$4,878/mo
Deposit HK$16.54M · loan HK$16.54M · min. income ≈ HK$160,344/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,406,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,927
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,178
−HK$2,284/mo
Today · 4.125%
HK$88,462
baseline
▲ 0.50% · 4.625%
HK$93,124
+HK$4,662/mo
Deposit HK$16.54M · loan HK$16.54M · min. income ≈ HK$176,924/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,406,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,529
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,345
−HK$2,861/mo
Today · 4.125%
HK$96,206
baseline
▲ 0.50% · 4.625%
HK$102,060
+HK$5,854/mo
Deposit HK$13.23M · loan HK$19.85M · min. income ≈ HK$192,412/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,406,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,713
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,414
−HK$2,740/mo
Today · 4.125%
HK$106,154
baseline
▲ 0.50% · 4.625%
HK$111,749
+HK$5,595/mo
Deposit HK$13.23M · loan HK$19.85M · min. income ≈ HK$212,308/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,406,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,617
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$108,903
−HK$3,337/mo
Today · 4.125%
HK$112,240
baseline
▲ 0.50% · 4.625%
HK$119,070
+HK$6,830/mo
Deposit HK$9.93M · loan HK$23.16M · min. income ≈ HK$224,480/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$1,406,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,498
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$120,649
−HK$3,197/mo
Today · 4.125%
HK$123,846
baseline
▲ 0.50% · 4.625%
HK$130,374
+HK$6,528/mo
Deposit HK$9.93M · loan HK$23.16M · min. income ≈ HK$247,692/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$1,406,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,794
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$140,018
−HK$4,291/mo
Today · 4.125%
HK$144,309
baseline
▲ 0.50% · 4.625%
HK$153,090
+HK$8,781/mo
Deposit HK$3.31M · loan HK$29.78M · min. income ≈ HK$288,618/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,406,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,069
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$155,121
−HK$4,110/mo
Today · 4.125%
HK$159,231
baseline
▲ 0.50% · 4.625%
HK$167,624
+HK$8,393/mo
Deposit HK$3.31M · loan HK$29.78M · min. income ≈ HK$318,462/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,406,087 · Scale 2, in force from 26 Feb 2026)