LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,447
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,793
−HK$2,385/mo
Today · 4.125%
HK$80,178
baseline
▲ 0.50% · 4.625%
HK$85,056
+HK$4,878/mo
Deposit HK$16.54M · loan HK$16.54M · min. income ≈ HK$160,356/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,406,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,934
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,185
−HK$2,283/mo
Today · 4.125%
HK$88,468
baseline
▲ 0.50% · 4.625%
HK$93,132
+HK$4,664/mo
Deposit HK$16.54M · loan HK$16.54M · min. income ≈ HK$176,936/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,406,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,536
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,352
−HK$2,861/mo
Today · 4.125%
HK$96,213
baseline
▲ 0.50% · 4.625%
HK$102,068
+HK$5,855/mo
Deposit HK$13.23M · loan HK$19.85M · min. income ≈ HK$192,426/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,406,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,720
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,422
−HK$2,740/mo
Today · 4.125%
HK$106,162
baseline
▲ 0.50% · 4.625%
HK$111,758
+HK$5,596/mo
Deposit HK$13.23M · loan HK$19.85M · min. income ≈ HK$212,324/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,406,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,625
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$108,911
−HK$3,338/mo
Today · 4.125%
HK$112,249
baseline
▲ 0.50% · 4.625%
HK$119,079
+HK$6,830/mo
Deposit HK$9.93M · loan HK$23.16M · min. income ≈ HK$224,498/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$1,406,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,507
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$120,659
−HK$3,197/mo
Today · 4.125%
HK$123,856
baseline
▲ 0.50% · 4.625%
HK$130,384
+HK$6,528/mo
Deposit HK$9.93M · loan HK$23.16M · min. income ≈ HK$247,712/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$1,406,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,804
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$140,028
−HK$4,292/mo
Today · 4.125%
HK$144,320
baseline
▲ 0.50% · 4.625%
HK$153,102
+HK$8,782/mo
Deposit HK$3.31M · loan HK$29.78M · min. income ≈ HK$288,640/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,406,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,081
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$155,132
−HK$4,111/mo
Today · 4.125%
HK$159,243
baseline
▲ 0.50% · 4.625%
HK$167,637
+HK$8,394/mo
Deposit HK$3.31M · loan HK$29.78M · min. income ≈ HK$318,486/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$1,406,194 · Scale 2, in force from 26 Feb 2026)