LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,463
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,810
−HK$2,385/mo
Today · 4.125%
HK$80,195
baseline
▲ 0.50% · 4.625%
HK$85,075
+HK$4,880/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$160,390/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,406,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,952
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,203
−HK$2,284/mo
Today · 4.125%
HK$88,487
baseline
▲ 0.50% · 4.625%
HK$93,151
+HK$4,664/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$176,974/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,406,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,555
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,372
−HK$2,862/mo
Today · 4.125%
HK$96,234
baseline
▲ 0.50% · 4.625%
HK$102,089
+HK$5,855/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$192,468/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,406,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,742
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,444
−HK$2,741/mo
Today · 4.125%
HK$106,185
baseline
▲ 0.50% · 4.625%
HK$111,782
+HK$5,597/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$212,370/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,406,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,648
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$108,934
−HK$3,339/mo
Today · 4.125%
HK$112,273
baseline
▲ 0.50% · 4.625%
HK$119,104
+HK$6,831/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$224,546/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$1,406,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,532
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$120,684
−HK$3,198/mo
Today · 4.125%
HK$123,882
baseline
▲ 0.50% · 4.625%
HK$130,412
+HK$6,530/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$247,764/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$1,406,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,833
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$140,058
−HK$4,293/mo
Today · 4.125%
HK$144,351
baseline
▲ 0.50% · 4.625%
HK$153,134
+HK$8,783/mo
Deposit HK$3.31M · loan HK$29.78M · min. income ≈ HK$288,702/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,406,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,113
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$155,165
−HK$4,112/mo
Today · 4.125%
HK$159,277
baseline
▲ 0.50% · 4.625%
HK$167,673
+HK$8,396/mo
Deposit HK$3.31M · loan HK$29.78M · min. income ≈ HK$318,554/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,406,494 · Scale 2, in force from 26 Feb 2026)