LTV · monthly repayment
▼ 0.50% · 3.625%
HK$754,665
−HK$47,324/mo
▼ 0.25% · 3.875%
HK$778,139
−HK$23,850/mo
Today · 4.125%
HK$801,989
baseline
▲ 0.50% · 4.625%
HK$850,788
+HK$48,799/mo
Deposit HK$165.48M · loan HK$165.48M · min. income ≈ HK$1,603,978/mo (50% DSR)
Upfront cash ≈ HK$186.99M (deposit + AVD stamp duty HK$21,512,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$839,557
−HK$45,359/mo
▼ 0.25% · 3.875%
HK$862,074
−HK$22,842/mo
Today · 4.125%
HK$884,916
baseline
▲ 0.50% · 4.625%
HK$931,561
+HK$46,645/mo
Deposit HK$165.48M · loan HK$165.48M · min. income ≈ HK$1,769,832/mo (50% DSR)
Upfront cash ≈ HK$186.99M (deposit + AVD stamp duty HK$21,512,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$905,598
−HK$56,789/mo
▼ 0.25% · 3.875%
HK$933,767
−HK$28,620/mo
Today · 4.125%
HK$962,387
baseline
▲ 0.50% · 4.625%
HK$1,020,946
+HK$58,559/mo
Deposit HK$132.38M · loan HK$198.57M · min. income ≈ HK$1,924,774/mo (50% DSR)
Upfront cash ≈ HK$153.89M (deposit + AVD stamp duty HK$21,512,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,007,468
−HK$54,431/mo
▼ 0.25% · 3.875%
HK$1,034,488
−HK$27,411/mo
Today · 4.125%
HK$1,061,899
baseline
▲ 0.50% · 4.625%
HK$1,117,873
+HK$55,974/mo
Deposit HK$132.38M · loan HK$198.57M · min. income ≈ HK$2,123,798/mo (50% DSR)
Upfront cash ≈ HK$153.89M (deposit + AVD stamp duty HK$21,512,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,056,531
−HK$66,254/mo
▼ 0.25% · 3.875%
HK$1,089,395
−HK$33,390/mo
Today · 4.125%
HK$1,122,785
baseline
▲ 0.50% · 4.625%
HK$1,191,103
+HK$68,318/mo
Deposit HK$99.29M · loan HK$231.67M · min. income ≈ HK$2,245,570/mo (50% DSR)
Upfront cash ≈ HK$120.80M (deposit + AVD stamp duty HK$21,512,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,175,380
−HK$63,502/mo
▼ 0.25% · 3.875%
HK$1,206,903
−HK$31,979/mo
Today · 4.125%
HK$1,238,882
baseline
▲ 0.50% · 4.625%
HK$1,304,185
+HK$65,303/mo
Deposit HK$99.29M · loan HK$231.67M · min. income ≈ HK$2,477,764/mo (50% DSR)
Upfront cash ≈ HK$120.80M (deposit + AVD stamp duty HK$21,512,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,358,397
−HK$85,183/mo
▼ 0.25% · 3.875%
HK$1,400,651
−HK$42,929/mo
Today · 4.125%
HK$1,443,580
baseline
▲ 0.50% · 4.625%
HK$1,531,419
+HK$87,839/mo
Deposit HK$33.10M · loan HK$297.86M · min. income ≈ HK$2,887,160/mo (50% DSR)
Upfront cash ≈ HK$54.61M (deposit + AVD stamp duty HK$21,512,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,511,203
−HK$81,645/mo
▼ 0.25% · 3.875%
HK$1,551,732
−HK$41,116/mo
Today · 4.125%
HK$1,592,848
baseline
▲ 0.50% · 4.625%
HK$1,676,810
+HK$83,962/mo
Deposit HK$33.10M · loan HK$297.86M · min. income ≈ HK$3,185,696/mo (50% DSR)
Upfront cash ≈ HK$54.61M (deposit + AVD stamp duty HK$21,512,148 · Scale 2, in force from 26 Feb 2026)