LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,479
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,827
−HK$2,386/mo
Today · 4.125%
HK$80,213
baseline
▲ 0.50% · 4.625%
HK$85,093
+HK$4,880/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$160,426/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,406,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,970
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,222
−HK$2,285/mo
Today · 4.125%
HK$88,507
baseline
▲ 0.50% · 4.625%
HK$93,172
+HK$4,665/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$177,014/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,406,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,575
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,393
−HK$2,862/mo
Today · 4.125%
HK$96,255
baseline
▲ 0.50% · 4.625%
HK$102,112
+HK$5,857/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$192,510/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,406,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,764
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,466
−HK$2,742/mo
Today · 4.125%
HK$106,208
baseline
▲ 0.50% · 4.625%
HK$111,806
+HK$5,598/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$212,416/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,406,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,671
−HK$6,627/mo
▼ 0.25% · 3.875%
HK$108,958
−HK$3,340/mo
Today · 4.125%
HK$112,298
baseline
▲ 0.50% · 4.625%
HK$119,131
+HK$6,833/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$224,596/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,406,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,558
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$120,711
−HK$3,198/mo
Today · 4.125%
HK$123,909
baseline
▲ 0.50% · 4.625%
HK$130,441
+HK$6,532/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$247,818/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,406,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,863
−HK$8,520/mo
▼ 0.25% · 3.875%
HK$140,089
−HK$4,294/mo
Today · 4.125%
HK$144,383
baseline
▲ 0.50% · 4.625%
HK$153,168
+HK$8,785/mo
Deposit HK$3.31M · loan HK$29.79M · min. income ≈ HK$288,766/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,406,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,146
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$155,200
−HK$4,112/mo
Today · 4.125%
HK$159,312
baseline
▲ 0.50% · 4.625%
HK$167,710
+HK$8,398/mo
Deposit HK$3.31M · loan HK$29.79M · min. income ≈ HK$318,624/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,406,804 · Scale 2, in force from 26 Feb 2026)