LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,480
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,828
−HK$2,386/mo
Today · 4.125%
HK$80,214
baseline
▲ 0.50% · 4.625%
HK$85,094
+HK$4,880/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$160,428/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,406,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,971
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,223
−HK$2,285/mo
Today · 4.125%
HK$88,508
baseline
▲ 0.50% · 4.625%
HK$93,173
+HK$4,665/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$177,016/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,406,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,576
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,394
−HK$2,862/mo
Today · 4.125%
HK$96,256
baseline
▲ 0.50% · 4.625%
HK$102,113
+HK$5,857/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$192,512/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,406,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,765
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,468
−HK$2,741/mo
Today · 4.125%
HK$106,209
baseline
▲ 0.50% · 4.625%
HK$111,808
+HK$5,599/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$212,418/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,406,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,673
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$108,960
−HK$3,339/mo
Today · 4.125%
HK$112,299
baseline
▲ 0.50% · 4.625%
HK$119,132
+HK$6,833/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$224,598/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,406,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,560
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$120,713
−HK$3,198/mo
Today · 4.125%
HK$123,911
baseline
▲ 0.50% · 4.625%
HK$130,443
+HK$6,532/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$247,822/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,406,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,865
−HK$8,520/mo
▼ 0.25% · 3.875%
HK$140,091
−HK$4,294/mo
Today · 4.125%
HK$144,385
baseline
▲ 0.50% · 4.625%
HK$153,170
+HK$8,785/mo
Deposit HK$3.31M · loan HK$29.79M · min. income ≈ HK$288,770/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,406,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,148
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$155,202
−HK$4,112/mo
Today · 4.125%
HK$159,314
baseline
▲ 0.50% · 4.625%
HK$167,712
+HK$8,398/mo
Deposit HK$3.31M · loan HK$29.79M · min. income ≈ HK$318,628/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,406,823 · Scale 2, in force from 26 Feb 2026)