LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,483
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,831
−HK$2,385/mo
Today · 4.125%
HK$80,216
baseline
▲ 0.50% · 4.625%
HK$85,097
+HK$4,881/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$160,432/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,406,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,974
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,226
−HK$2,285/mo
Today · 4.125%
HK$88,511
baseline
▲ 0.50% · 4.625%
HK$93,176
+HK$4,665/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$177,022/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,406,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,579
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,397
−HK$2,862/mo
Today · 4.125%
HK$96,259
baseline
▲ 0.50% · 4.625%
HK$102,117
+HK$5,858/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$192,518/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,406,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,769
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,471
−HK$2,742/mo
Today · 4.125%
HK$106,213
baseline
▲ 0.50% · 4.625%
HK$111,811
+HK$5,598/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$212,426/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,406,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,676
−HK$6,627/mo
▼ 0.25% · 3.875%
HK$108,963
−HK$3,340/mo
Today · 4.125%
HK$112,303
baseline
▲ 0.50% · 4.625%
HK$119,136
+HK$6,833/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$224,606/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,406,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,563
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$120,716
−HK$3,199/mo
Today · 4.125%
HK$123,915
baseline
▲ 0.50% · 4.625%
HK$130,447
+HK$6,532/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$247,830/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,406,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,869
−HK$8,520/mo
▼ 0.25% · 3.875%
HK$140,095
−HK$4,294/mo
Today · 4.125%
HK$144,389
baseline
▲ 0.50% · 4.625%
HK$153,175
+HK$8,786/mo
Deposit HK$3.31M · loan HK$29.79M · min. income ≈ HK$288,778/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,406,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,153
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$155,207
−HK$4,112/mo
Today · 4.125%
HK$159,319
baseline
▲ 0.50% · 4.625%
HK$167,717
+HK$8,398/mo
Deposit HK$3.31M · loan HK$29.79M · min. income ≈ HK$318,638/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,406,868 · Scale 2, in force from 26 Feb 2026)