LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,493
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,841
−HK$2,386/mo
Today · 4.125%
HK$80,227
baseline
▲ 0.50% · 4.625%
HK$85,108
+HK$4,881/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$160,454/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,407,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,985
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,237
−HK$2,285/mo
Today · 4.125%
HK$88,522
baseline
▲ 0.50% · 4.625%
HK$93,188
+HK$4,666/mo
Deposit HK$16.55M · loan HK$16.55M · min. income ≈ HK$177,044/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,407,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,591
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,409
−HK$2,863/mo
Today · 4.125%
HK$96,272
baseline
▲ 0.50% · 4.625%
HK$102,130
+HK$5,858/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$192,544/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,782
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,485
−HK$2,742/mo
Today · 4.125%
HK$106,227
baseline
▲ 0.50% · 4.625%
HK$111,826
+HK$5,599/mo
Deposit HK$13.24M · loan HK$19.86M · min. income ≈ HK$212,454/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,690
−HK$6,627/mo
▼ 0.25% · 3.875%
HK$108,977
−HK$3,340/mo
Today · 4.125%
HK$112,317
baseline
▲ 0.50% · 4.625%
HK$119,152
+HK$6,835/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$224,634/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,579
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$120,732
−HK$3,199/mo
Today · 4.125%
HK$123,931
baseline
▲ 0.50% · 4.625%
HK$130,464
+HK$6,533/mo
Deposit HK$9.93M · loan HK$23.17M · min. income ≈ HK$247,862/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,887
−HK$8,521/mo
▼ 0.25% · 3.875%
HK$140,114
−HK$4,294/mo
Today · 4.125%
HK$144,408
baseline
▲ 0.50% · 4.625%
HK$153,195
+HK$8,787/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$288,816/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,173
−HK$8,167/mo
▼ 0.25% · 3.875%
HK$155,227
−HK$4,113/mo
Today · 4.125%
HK$159,340
baseline
▲ 0.50% · 4.625%
HK$167,739
+HK$8,399/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$318,680/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,053 · Scale 2, in force from 26 Feb 2026)